Life Insurance Calculator

Use our life insurance calculator to get an indication of how much Life Cover you may need.

You’ll be asked to consider how much money you’d need to pay for things such as your debts as well as to cover your family’s future expenses - minus the value of your assets.

Life Cover gives you the option of adding the following types of life insurance to your policy:

The calculator will also help you get an idea of how much cover you may need for one or both of these types of insurance.

Once you’ve calculated your total estimated cover amounts, click on the ‘Get a Quote’ button and enter the amounts into the quote engine to find out the premium you would pay.

Please read the disclaimer

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To help us ask you relevant questions, please select the option which best reflects your current lifestyle:

Single: I'm single with no dependents.

Couple: I'm married or in a long-term relationship without any dependents.

Family: I'm married or in a long-term relationship with children. I feel responsible for the lifestyle and financial well-being of my loved ones.

Single Parent Family: I'm a parent or guardian of children without a partner. I feel responsible for the lifestyle and financial well-being of my loved ones.

Life Cover

Pay off mortgage or continue paying rent

$0

$1,000,000

$

Other loans or debts
i.e. credit cards, personal loans, car loans

$0

$1,000,000

$

Funeral Expenses
Funerals generally cost between $4,000 -$15,000 (Source - MoneySmart website)

$0

$25,000

$

As an inheritance or bequest

$0

$1,000,000

$

Existing Life Cover that would pay out in the event of your death

$0

$1,000,000

$

Savings and Investments that will not continue in the event of your death
i.e. stocks, bonds, savings accounts

$0

$1,000,000

$

Superannuation

$0

$1,000,000

$

Total Estimated Life Cover Amount

$0

Daily living expenses
i.e. groceries, bills, transport

$0

$1,000,000

$

Other loans or debts
Debts including mortgage and credit cards; where renting, consider the cost to purchase a modest home

$0

$1,000,000

$

Home modifications to suit a disability

$0

$1,000,000

$

Additional unforeseen expenses to assist in recovery
i.e. out-of-pocket medical expenses, rehabilitation, carer/housekeeper

$0

$1,000,000

$

Existing Total & Permanent Disability Cover

$0

$1,000,000

$

Savings and investments
i.e. consider emergency savings accounts, stocks, bonds or other assets which produce income or you would sell in an emergency

$0

$1,000,000

$

Total Estimated TPD Cover Amount

$0

Mortgage payments or rent for a year

$0

$1,000,000

$

Other loans or debts for a year
i.e. credit cards, personal loans, car loans

$0

$1,000,000

$

Daily/household expenses for a year
i.e. groceries, bills, transport

$0

$1,000,000

$

Number of years would you like to be covered
(Should you need to take time off for illness / serious injury)

Additional unforeseen expenses to assist in recovery
i.e. out-of-pocket medical expenses, rehabilitation, carer/housekeeper

$0

$1,000,000

$

Existing Trauma Cover

$0

$1,000,000

$

Savings and investments
i.e. consider emergency savings accounts, stocks, bonds or other assets which produce income or you would sell in an emergency

$0

$1,000,000

$

Total Estimated Trauma Cover Amount

$0

Your Summary

Life Cover Amount

$0

TPD Cover Amount

$0

Trauma Cover Amount

$0

Get a quote

You can get a life insurance quote online in 60 seconds – you won’t need to fill out complicated forms or have a medical check-up or blood test.

We’ll ask you a handful of questions about, among other things, your health, occupation and lifestyle. This will enable us to determine whether we’re able to offer you cover.

Or, if you’d prefer, you can get a quote by calling us on 1800 555 048.

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54.80.26.116
54.80.26.116
54.80.26.116